Credit and Banking
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e collaborate with you to tailor strategies that help meet your unique goals, considering both sides of your personal balance sheet in the context of your overall wealth plan. You'll benefit from the specialized expertise and attention that distinguish your entire U.S. Trust relationship.

Custom credit:
Sophisticated solutions for your credit needs1

Your financial strength allows you to use credit strategically to create and benefit from unique financial opportunities. We can provide financing solutions to help meet immediate short and long-term needs plus specialty financing options when your borrowing need is to acquire specialty assets, including:

  • Yachts
  • Aircraft
  • Recreational real estate
  • Fine art
  • Investor commercial real estate
  • Hedge funds
  • Concentrated or restricted stock positions
  • Nonfinancial assets

Customized credit solutions can also play a crucial role in implementing your trust and wealth transfer strategies.

Liquidity services:
Simplified banking and enhanced convenience

As a U.S. Trust client, you have access to a complete range of banking solutions designed to:

  • Manage everyday liquidity
  • Maximize access and convenience
  • Generate returns on your balances

Take advantage of checking and savings solutions that make it easy to access and coordinate cash flows. Your client team will develop a tailored financial strategy to help meet your everyday banking needs as well as your longer-term personal and financial goals.

Real estate finance:
A strategic approach to structuring transactions

The right mortgage can not only meet your residential real estate needs, but can be a cornerstone of managing your wealth. You will be advised by a team of specialists who understand substantial real estate transactions and the importance of personalized loan structures. From traditional mortgages to home equity lines of credit and lot loans, we will work to find the right solution to help meet your needs.

Financial management tools:
Sophisticated and secure account management services

Monitor and manage your U.S. Trust accounts at any time using our sophisticated and secure online and mobile2 banking capabilities. You can also view your accounts at other financial institutions3 and transfer funds from them into your U.S. Trust accounts.

If you own a small business, simplify your business banking and management through our powerful account management service. In addition to these everyday banking services, U.S. Trust offers special resources to families with particularly complex wealth needs and ownership structures.

AR-AR2B2457 EXP-2014.02.12

1 Bank of America, N.A. and its affiliates do not serve in a fiduciary capacity when offering or providing any type of credit solution.

2 You must first enroll in Online Banking and set up Transfers and Bill Pay. Wireless carrier fees may apply.

3 To view accounts from another financial institution, you must have online access set up with that institution.

Always consult with your independent attorney, tax advisor, investment manager and insurance agent for final recommendations and before changing or implementing any financial, tax or estate planning strategy.

Banking & Mortgage products are provided by Bank of America, N.A., Member FDIC

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Your team will be drawn from among the most respected and talented in their fields: institutional-quality investment strategists, economists and researchers.

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INFORMATION FOR ATTORNEYS

U.S. Trust is committed to building deep, lasting relationships with clients and families. Among the capabilities of immediate importance to many attorneys is the ability to serve as agent in carrying out many of the details of administering a trust or estate, or to assume the full responsibilities as Trustee or Executor/Personal Representative.

Attorneys seeking guidance on the designation of U.S. Trust in documents you might be drafting on behalf of your clients, please click here