Sophisticated solutions for your credit needs1
Your financial strength allows you to use credit strategically to create and benefit from unique financial opportunities. We can provide financing solutions to help meet immediate short and long-term needs plus specialty financing options when your borrowing need is to acquire assets, including:
Customized credit solutions can also play a crucial role in implementing your trust and wealth transfer strategies.
Private Client Line2
A flexible line of credit, secured by your investment management accounts at U.S. Trust. The Private Client Line is designed to help you meet liquidity needs and enhance your cash flow without depleting cash reserves or compromising your investment strategy.
Simplified banking and enhanced convenience
A key component of your overall financial strategy should include cash management. At U.S. Trust, we offer traditional banking solutions and services designed to help you:
- Manage traditional everyday liquidity
- Maximize access and convenience to your funds
- Generate competitive returns on your deposit balances
Your client team will develop a tailored financial strategy to help meet your short-term liquidity needs as well as your longer-term personal and financial goals.
Real estate finance
A strategic approach to structuring transactions
The right mortgage can not only meet your residential real estate needs, but can be a cornerstone of managing your wealth. You will be advised by a team of specialists who understand substantial real estate transactions and the importance of personalized loan structures. From traditional or customized mortgages to home equity lines of credit, we will work to find the right solution to help meet your needs.
Financial management tools
Sophisticated and secure account management services
Monitor and manage your U.S. Trust accounts at any time using our sophisticated and secure online and mobile3 banking capabilities. You can also view your accounts at other financial institutions4 and transfer funds from them into your U.S. Trust accounts.
If you own a small business, simplify your business banking and management through our powerful account management service. In addition to these everyday banking services, U.S. Trust offers special resources to families with particularly complex wealth needs and ownership structures.
1 Bank of America, N.A. and its affiliates do not serve in a fiduciary capacity when offering or providing any type of credit solution.
2 The Private Client Line is offered by U.S. Trust and not by or through Merrill Lynch, Pierce, Fenner & Smith Incorporated. Credit is subject to approval. Normal credit standards apply.
3 You must first enroll in Online Banking and set up Transfers and Bill Pay. Wireless carrier fees may apply.
4 To view accounts from another financial institution, you must have online access set up with that institution.
Always consult with your independent attorney, tax advisor, investment manager and insurance agent for final recommendations and before changing or implementing any financial, tax or estate planning strategy.
Banking & Mortgage products are provided by Bank of America, N.A., Member FDIC.