Wealth Structuring

Decisions regarding how to structure your wealth are among the most critical you will make. At U.S. Trust, we partner with you and your other advisors to help create a multi-faceted plan to build and preserve your wealth.

Comprehensive planning

Planning is most effective when all elements work in concert. U.S. Trust's planning process integrates current and long-term considerations, including your:

• Lifestyle and income requirements
• Tax profile
• Trust and estate plans
• Business interests and succession planning
• Charitable aspirations
• Wealth transfer goals

Once your plan is finalized, we will assist with its execution. Additionally, we will systematically monitor and review your plan over time.

Generations of experience

U.S. Trust has been the trustee of choice for generations of families. In our fiduciary capacity, we can serve as a valuable resource for your attorney and other advisors, working with them to manage the details of administering an estate or trust.

We provide a full range of services and are keenly aware of our fiduciary responsibilities in carrying out these services. Moreover, we are alert to opportunities and changing tax and other laws that may impact your estate or any trust you create.

U.S. Trust's expertise in the wealth structuring arena is exemplified by Practical Drafting^®, a trust and estate planning publication now in its 27th year.¹ Attorneys and other advisors in the field nationwide rely on this resource to stay informed on legal, tax and regulatory changes.

Sophisticated specialty asset management

Specialty and non-financial assets often have deep personal meaning for families, representing heritage as well as significant financial value. You can draw on our proven experience in managing a wide range of specialty assets, including residential property, commercial real estate holdings, closely held businesses, timber, farm and ranch land, and oil, gas and mineral properties.

An uncompromising focus on tax efficiency

A key aspect of wealth structuring is maximizing tax efficiency, a U.S. Trust strength, whether in converting low-basis assets, facilitating inheritance in a tax-efficient manner or managing taxable portfolios.

¹ Practical Drafting^® is published quarterly by Bank of America, N.A. The editor, assistant editor and associate editors are members of external law firms with which U.S. Trust, Bank of America Private Wealth Management has no affiliation.